VTB Group banks increased their total mortgage portfolio to a trillion rubles

VTB Group banks increased their total mortgage portfolio to a trillion rubles

VTB Group, including VTB and VTB24, said that on March 14, 2017, a loan was issued in St. Petersburg, thanks to which the group's loan portfolio reached a one-trillion-ruble mark.

VTB and VTB24 in 2016 showed the highest growth rate in the mortgage lending market. The share of banks of the VTB Group currently exceeds 25%, that is, every fourth mortgage loan in the Russian Federation is issued by the banking group VTB.

A softening of credit conditions in Russian banks is expected.

A softening of credit conditions in Russian banks is expected.
In a financial and analytical review of the "Monetary Policy Context" published on the website of the Central Bank of Russia, it is said that Russian banks are declaring plans to mitigate the credit policy for all types of lending. Of course, banks are not ready to assume excessive risks, therefore banks' credit policy of banks remains cautious, which restrains the growth of loan portfolios.

MFIs actively transfer overdue microloans to collectors.

MFIs actively transfer overdue microloans to collectors.
The Central Bank of the Russian Federation tightens the requirements for all credit institutions, including microfinance institutions (MFIs), in terms of forming reserves. In this regard, MFIs are forced to dispose more actively of microloans, for which a delay is allowed, so as not to keep them on balance, thereby increasing the burden on capital.

A decrease in the credit burden of Russian citizens by 4% was recorded

A decrease in the credit burden of Russian citizens by 4% was recorded
The Combined Credit Bureau (OKB), based on the collected statistics for 2016, prepared an analytical study that showed a decrease in the credit burden of Russians by 4% compared to the previous year. Such a conclusion was made on the basis of information about the borrowers from the OKB about the entire territory of the Russian Federation and Rosstat's data on the average monthly wage in the country.
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Amount of credit
RUB
Interest rate
%
Loan terms
months
Monthly payment :
100 083
RUB
Overpayment on loan :
83
RUB
Total cost :
100 083
RUB
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